Unlock Higher Borrowing Power & A Smarter Lending Structure
For busy professionals, tech employees with RSUs, and new migrants who want a clear lending strategy for their next property.
Get a personalised lending plan that improves capacity, protects future purchases, and saves you from costly mistakes banks never mention.
Increase your borrowing capacity
Understand exactly how much equity you can use
Structure your loans for long-term property growth
Fast, after-hours sessions for time-poor professional
No cost. No obligation. 100% personalised.
Get Started Today & Schedule A Call
100% Free Call & No Credit Card Required
★★★★★
5.0 Rating | From 15+ Reviews
There's no surprise that the lending system is built to confuse you on purpose...
Most Australian's feel stuck not because they lack discipline, but because the rules are unclear, income is misunderstood, and no one explains how today’s decisions affect tomorrow’s borrowing power.
You might recognise these:
• You do not know your true borrowing power
• You might be overpaying on your current loan
• RSUs, bonus income, or investment earnings are misunderstood
• Equity access is unclear and varies between lenders
• Your broker gives generic advice instead of strategy
• You feel overwhelmed by paperwork and policy changes
• You worry one wrong structure will block future plans
• As a new migrant, the rules feel impossible to navigate
100% FREE Call. No Credit Card Required
Avoid traps, confusing policies, delays and overpaying
borrow smarter & plan your next Move with confidence
Most people feel stuck because banks never explain how policy changes, loan structure, or income types affect your future capacity. We make it clear so you know exactly what to do next.
• How to maximise your borrowing capacity
• How to structure lending for today and your next two to three properties
• How to unlock equity safely
• Which lenders fit your income model including RSUs and shares
• How to avoid hitting a borrowing wall
• What steps get you closest to your next property goal
• What the banks will not tell you upfront
Most brokers get you a loan. We build your future
Most brokers get you a loan. We build your future
Typical broker
Focuses on getting one loan approved
Offers generic product recommendations
Rarely reviews your loan again
Avoids complex lending
Limited support beyond settlement
Finance Connect
Your real borrowing capacity (including RSUs, bonuses & overtime)
Your usable equity for the next property
A personalised lending structure that maximises borrowing power
A step-by-step investment roadmap (next 1–3 properties)
Clear next steps so you know exactly what to do next
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
The Hidden Lending Risks Most People Never See
These are the traps that stop people from growing their property portfolio, often without realising it.
Incorrect borrowing capacity calculations
Banks ignore RSUs, bonuses, or shade income too heavily, making you think you can’t borrow.
Equity you can’t actually access
Not all lenders release equity easily — and choosing the wrong one can trap your borrowing power.
Loan structures that kill future lending
Cross-collateralising, wrong splits, or using the wrong borrower type can limit your next 1–3 properties.
Choosing the wrong lender for your income type
PAYG, self-employed, trust, SMSF, FIFO, RSUs — each needs a different strategy.
Review Gaps
Most brokers stop after settlement. We review every six months so you don’t get stuck later.
Poor Tax Reduction Alignment
We involve accountants early so your lending and tax strategy work together.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
Strategic lending is built for people who cannot afford mistakes
Property investors
Structure today determines whether you can add one property or build a full portfolio.
Tech professionals with RSU or ESS income
Banks often undervalue your income. Specialist structuring gives you access to far higher capacity.
New migrants
You get clear guidance on what you can buy, how much deposit you need, and which banks support your pathway.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
100% Free Strategy Call
Your Personalised Lending Plan
Start with a simple, no pressure strategy call
We analyse your loan, compare lender options and outline a clear, numbers-based strategy so you can make smarter decisions about refinancing, cash flow and long term financial stability.
★★★★★ 5.0 Rating | From 15+ Google Reviews
In this call we:
Understand your goals
Review your current lending position
Run a quick capacity and structure check
Identify the smartest next steps for you
Confirm whether you can improve your position immediately
★★★★★ 5.0 Rating
"Eric has been an outstanding finance broker"
The right loan for the right moment
From personal finance to commercial lending, find solutions structured to support your long term success.
Car Loan
Competitive car finance with fast approvals and clear repayment options.
Personal Loan
Flexible personal loans tailored to your goals with transparent terms.
Next Home Loans
Strategic lending for upgrading, upsizing, or moving without disrupting your plans.
Asset Finance
Smart finance solutions for vehicles, equipment, and essential business assets.
Property Investment Loan
Lending structured to maximise borrowing power and support portfolio growth.
Commercial Loan
Finance designed for commercial purchases, refinancing, or business expansion.
Business Loan
Purpose-built lending to fund operations, growth, or new opportunities.
Construction Loan
Clear, staged lending for builds and renovations with controlled drawdowns.
SMSF Loan
Specialist SMSF lending for purchasing property through your super with confidence.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
What we'll do for you
From understanding your goals to settlement and beyond, here is how we’ll work together.
1
Know your numbers
Borrowing capacity, equity, and lender options.
2
Fix the structure
We align your loans to support your next property.
3
Follow your roadmap
Clear actions for today and the next ten years.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
What you gain from strategic lending
We deliver where others hesitate — with compliance, speed and reliability.
Higher borrowing power
We match you with lenders who accept your full income so you can borrow more.
Clear step-by-step plan for your next moves
You get a personalised roadmap showing the smartest way to reach your property goals.
Protection against hitting a borrowing wall
Correct structure today ensures you are not blocked from future purchases.
Correct structure for investment growth
Your lending is aligned to support long-term portfolio building.
Peace of mind with ongoing reviews
Regular check-ins ensure your rates, structure, and valuations stay optimised.
Clarity on complex income and lending rules
We translate RSUs, variable income, and policies into simple, clear decisions.
Faster decisions with expert support
You get direct guidance so you can act quickly and confidently.
Confidence that you are not leaving money on the table
We uncover opportunities your bank or previous broker may have missed.
Unlock Equity Without the Guesswork
We show you how much you can access safely and which lenders will allow it.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
See How Our Clients Improved Their Borrowing Power
★★★★★ 5.0 Rating | 100% Happiness Guarantee
"Eric has been an outstanding finance broker"
"Eric has been an outstanding finance broker for our recent property purchase. He was incredibly responsive to all our enquiries and showed great persistence in getting our loan approved. Highly recommended Eric and Finance Connect team for anyone looking for a reliable and dedicated broker!"
Michael Casapao
"We can’t recommend him highly enough!"
"Eric truly saved us from a potential disaster with our mortgage. After parting ways with our previous broker and being left scrambling to secure pre-approval, Eric came to the rescue and managed to get it sorted within just three days! His professionalism and outstanding communication were consistent from the very beginning of our home-buying journey all the way to the end.
Ross Pancho
"Will Be using him for another loan"
"I have nothing but praise for Eric, I threw a difficult challenge at him to get us an investment property loan. The circumstances were not easy. He succeeded where a few others failed or gave up. I can highly recommend him, and will be using him for another loan in the next few months."
David Fourie
"He Puts the Customer First"
"I was initially working with another broker who didn’t really prioritise my needs—they seemed more focused on what was easier for them or more rewarding commission-wise. While exploring options directly with banks, I came across Eric through the under450k community.
Eric was incredibly helpful right from the start, with no pressure or obligation. His responses were quick, and instead of pushing me to go through him, he actually encouraged me to stay with the bank since I was already getting very competitive rates. That honesty really stood out..."
Nishant P
"Professional, Responsive and genuinely willing to help"
"I reached out to Eric via the Under450K community with some mortgage-related questions, he was incredibly helpful, knowledgeable and down to earth. He took the time to explain my options clearly and provided valuable insights. I’d definitely recommend him to anyone looking for a mortgage broker who is professional, responsive, and genuinely willing to help."
Johan Romeo
"I had an incredible experience working with eric"
"I had an incredible experience working with Eric as my client mortgage broker. He truly puts his clients first, always going the extra mile to find the best solutions tailored to individual needs. Even when my client case became quite complicated, Eric handled everything with ease and dedication. He was always super responsive, quick to answer any questions, and willing to work extra hours when needed, which showed just how committed he is to helping his clients. If you're looking for someone who genuinely cares and won’t stop until they’ve found the right solution, I highly recommend Eric!"
Yi Jen
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Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
The hidden secret of scalable growth and happier patients without hiring more staff, duct-taping tools, or drowning in admin is an AI-powered system that captures, nurtures, and books clients while you work.
All done for you — flexible plans tailored to your growth.
Or start with a free 20 minute Automation Audit.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimization, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for your Automation Audit and a callback to get started.
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The hidden secret of scalable growth & happier patients without hiring more staff, duct-taping tools, or drowning in admin
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
Elite Marketing is a Done-For-You system that captures, nurtures, and books clients while you work.
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimisation, maintenance, and hands-on support included for reliable outcomes.
Fill out the form and we will email your next steps...
100% SATISFACTION Guarantee
Ready to maximise your borrowing power and build a smarter lending plan?
Get your personalised lending strategy in a quick, no-pressure call.
Book your strategy call and get a clear plan for your next property move.
100% FREE Call. No Credit Card Required
Get Started Today & Schedule A Call
100% Free Call & No Credit Card Required
★★★★★
5.0 Rating | From 15+ Reviews
The hidden secret of scalable growth & happier patients without hiring more staff, duct-taping tools, or drowning in admin
Elite Marketing is a Done-For-You system that captures, nurtures, and books clients while you work.
Why juggle manual tasks, leaky funnels, and slow follow-ups when you can automate workflows, capture every lead, and scale smarter with AI tuned precisely to your practice starting this week?
Deploy in one week with minimal lift from your team.
Capture every inquiry with AI chatbots and smart routing instantly.
Convert faster via prebuilt follow-ups, reminders, and two-way SMS.
Eliminate repetitive admin with workflows that just run for you.
Plug into your CRM and tools without messy duct-tape setups.
See what’s working with dashboards and end-to-end tracking and insights.
Ongoing optimisation, maintenance, and hands-on support included for reliable outcomes.
Fill out the form for a Free Audit Of Your Current Systems & a callback to get started.
